Debit Card Maintenance:
On Thursday, July 23, from 8:00AM to 12:00PM EST, our branches will not be able to issue new or replacement debit cards due to a system update. Please visit a branch before or after that time frame. Thank you.
July Digital Maintenance:
Online and mobile banking will be temporarily unavailable for maintenance Sunday, July 19, from 1:30AM until 5:30AM EST. We apologize for any inconvenience.
You Deserve More for Your Money
Earn competitive rates on Workers checking, savings and CD accounts and get low rates on loans for your life or your business.
We encourage members with balances that exceed $100,000 to meet with a Relationship Manager to see if you qualify for Premier Banking.
For low rates and fast turnaround on most vehicles.1,2
| Term | APR* | Payment per $1,000 | Based On |
|---|---|---|---|
| New–2021: up to 66 Months | as low as 4.99% | $17.36 | 66 Months |
| New–2021: 67 to 78 Months | as low as 4.99% | $15.04 | 78 Months |
| New–2021: 79 to 84 Months | as low as 5.49% | $14.37 | 84 Months |
| 2020–2017: up to 72 Months | as low as 5.49% | $16.33 | 72 Months |
| 2016-2015: up to 48 Months | as low as 5.74% | $23.37 | 48 Months |
| 2001 or older, up to 60 Months | as low as 5.74% | $19.21 | 60 months |
| 2001 or older, up to 72 months | as low as 5.99% | $16.57 | 72 months |
Save money or pay off your loan sooner with a refinance.1,2
| Term | APR* | Payment per $1,000 | Based On |
|---|---|---|---|
| New-2021: up to 66 Months | as low as 4.99% | $17.36 | 66 Months |
| New-2021: 67 to 78 Months | as low as 5.49% | $15.27 | 78 Months |
| New-2021: 79 to 84 Months | as low as 5.99% | $14.60 | 84 Months |
For those headed out on the open road. 1,2
| Term | APR* | Payment per $1,000 | Based On |
|---|---|---|---|
| Up to 48 Months | as low as 5.74% | $23.37 | 48 Months |
| 49 to 66 Months | as low as 5.99% | $17.82 | 66 Months |
| 67 to 78 Months | as low as 6.49% | $15.75 | 78 Months |
| 2013 or older: Up to 60 Months | as low as: 6.74% | $19.68 | 60 Months |
For adventurers buying RVs.1,2,3
| Loan Amount | Term | APR* | Payment per $1,000 | Based On |
|---|---|---|---|---|
| up to $24,999.99 | up to 60 months | as low as 11.24% | $21.86 | 60 months |
| minimum of $25,000 | up to 84 months | as low as 8.74% | $15.96 | 84 Months |
| minimum of $50,000 | up to 120 months | as low as 8.24% | $12.26 | 120 Months |
For fun out on the water or in the snow.1,2
| Loan Amount | Term | APR* | Payment per $1,000 | Based On |
|---|---|---|---|---|
| up to $9,999.99 | Up to 48 Months | as low as 8.49% | $24.64 | 48 Months |
| $10,000 and up | up to 60 months | as low as 9.49% | $21.00 | 60 Months |
It's time you have your own ride.1,4
| Term | APR* | Payment per $1,000 | Based On |
|---|---|---|---|
New-2021: up to 66 Months |
6.24% | 17.94 |
66 Months |
New-2021: 67 to 78 Months |
6.49% |
$15.75 |
78 Months |
New-2021: 79 to 84 Months |
6.74% |
$14.97 |
84 Months |
2020-2018: up to 72 Months |
6.99% |
$17.04 |
72 Months |
1All Loans: APR=Annual Percentage Rate. Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. All available terms are displayed on this page. Actual rates may differ. Rates effective as of 9/3/2025 and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required.
2APR: APR includes a .500% discount for automatic electronic loan payments from any Workers Checking Account. If automatic electronic loan payments cease at any time, for any reason, the .500% discount will be forfeited, and this will result in an increase in rate and monthly payment. Other rates and terms are available.
3RV Loans: RV loan terms may under certain conditions extend up to a term of up to 120 months. If the RV has all of the following features: bathroom, kitchen, and a sleeping area, it may be eligible. All three of these features must be included in the RV and must be confirmed prior to loan approval.
4First-Time Car Buyer: Required down payment as low as 10% (trade-ins can be presented as consideration for down payment). The maximum loan amount is $25,0000. No salvage titles. Employment with income verification, and a list of 3 references is required. Mileage limit is 120,000 miles.