First Time Car Buyer Loan

¹Subject to credit underwriting and approval. Loan amount, payment, rate, and terms may vary based upon credit approval. Minimum monthly payment of $150, or the payment per $1,000 borrowed, whichever is greater. Visit our rates page for all available rates and terms. Rates effective as of 7/15/2025 and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. Other rates and terms available. Annual Percentage Rate=APR.   

²Mileage limit is 120,000 miles. Required down payment as low as 10% (trade-ins can be presented as consideration for down payment).

³Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.

⁴Coverage varies by carrier. Products offered by Workers Insurance Agency and Affiliated Companies. Coverage is subject to eligibility and availability. Other terms, conditions, and exclusions may apply. Insurance products available through Workers Insurance Agency, a CUSO of Workers Credit Union are: NOT A DEPOSIT NOT INSURED, NOT NCUA INSURED, NOT MSIC INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT INSURED OR GUARANTEED BY THE CREDIT UNION OR AFFLIATES. MAY LOSE VALUE. SUBJECT TO INVESTMENT RISK INCLUDING POSSIBLE LOSS OF PRINCIPAL INVESTED.