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Automated Phone Banking:

Our automated phone banking is temporarily unavailable. For balance inquiries and transfers, please speak with a representative or use online/mobile banking. Thank you for your patience.

Coming Soon:

New Leominster location opening soon on Merriam Avenue. Stay tuned for more information, including opening dates and events.  

Branch Closing:

The Hudson Branch is permanently closing on December 31, 2025. Please visit our other locations for service or read our FAQs for more info. Thank you!
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Routing Number: #211382931
Routing Number: #211382931
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Advantage Checking

Free checking that earns high interest or cash back while you spend. Get the Workers Advantage today!
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Loans
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Find Your Perfect Home

Your mortgage should be the easy part. We have the right products and experienced team to get you home.
Learn more about our mortgage loans
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Meet your new favorite credit card for your personal or business use with rewards options to fit your budget.
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Investments & Planning Solutions

Plan, protect, and grow your financial future with a trusted financial advisor who will work with you to develop strategies tailored to your needs.
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One-on-one guidance from a local agent and the right coverage at the best price.
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Grow your business with a partner that has the loan options and expertise that will help get you to the next level.
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Home Improvement Loan

  1. Home
  2. Home Loans
  3. Home Improvement Loans

Let Us Help You Get the Job Done

Whether you’re a DIY expert or hiring a contractor, a home improvement loan is perfect for small, fixed-budget projects without using your home as collateral.1

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Flexible Coverage & Expert Support

  • Apply online for a quick closing
  • Terms up to 120 months (10 years)
  • Borrow without using your home as collateral

Convenient Online Payments

Pay your loan anytime from your online banking account or through the mobile app.2
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Home Improvement Loan

Loan Amount Term APR* Payment per $1,000 Based On
$500 to $50,000 up to 60 months as low as 11.49% $21.99 60 months
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1Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. Visit our rates page for all available rates and terms. Rates effective as of 6/23/2025 and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. APR=Annual Percentage Rate. Includes a 0.50% discount for electronic payments from a Workers Checking Account.

2Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.
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119 Russell Street, Littleton, MA 01460
Contact Us | 1-800-221-4020
Contact Center Hours
M-F | 8am - 6pm
Sat | 9am - 12pm
Sun | Closed
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NMLS #472618
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Routing #211382931