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Automated Phone Banking:

Our automated phone banking is temporarily unavailable. For balance inquiries and transfers, please speak with a representative or use online/mobile banking. Thank you for your patience.

Coming Soon:

New Leominster location opening soon on Merriam Avenue. Stay tuned for more information, including opening dates and events.  

Branch Closing:

The Hudson Branch is permanently closing on December 31, 2025. Please visit our other locations for service or read our FAQs for more info. Thank you!
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Routing Number: #211382931
Routing Number: #211382931
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Checking & Savings
  • Checking
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Advantage Checking

Free checking that earns high interest or cash back while you spend. Get the Workers Advantage today!
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Loans
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Find Your Perfect Home

Your mortgage should be the easy part. We have the right products and experienced team to get you home.
Learn more about our mortgage loans
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Credit Cards

Meet your new favorite credit card for your personal or business use with rewards options to fit your budget.
Learn more about our credit card options
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Investments & Planning Solutions

Plan, protect, and grow your financial future with a trusted financial advisor who will work with you to develop strategies tailored to your needs.
Learn more about our Investments & Planning Solutions
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One-on-one guidance from a local agent and the right coverage at the best price.
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Business Lending Solutions

Grow your business with a partner that has the loan options and expertise that will help get you to the next level.
Learn more about our Business lending Solutions
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Heat Loan

  1. Home
  2. Home Loans
  3. Heat Loan

Turn Up the Heat on Your Energy Efficiency

Thanks to our continued partnership with MassSave we can offer you O% APR loans to help make your home more energy efficient. Save money and save energy with things like home insulation, a new heating system, or new windows.

 

Apply Now

Affordable Loans, Flexible Terms

  • Terms up to 60 months
  • Primary and investment properties are eligible
  • $2,000 to $25,0001,2

Heat Loan Rate

Term APR* Up To Payment per $1,000
Up to 60 Months  0.00% $25,000 $25.00 (based on a loan of $25,000)
Apply Now

Convenient Online Payments

Pay your loan anytime from your online banking account or through the mobile app.3
Go Digital Today
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1Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. Rates effective as of 6/23/2025 and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. APR=Annual Percentage Rate. Minimum amount to borrow is $2,000, maximum is $25,000.

2 Heat Loans are not included in the GiveBack Program. The Annual Percentage Rate (APR) on a heat loan is 0.00% APR for {{RatePlaceHolder}}up to $25,000 .

3 Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.
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119 Russell Street, Littleton, MA 01460
Contact Us | 1-800-221-4020
Contact Center Hours
M-F | 8am - 6pm
Sat | 9am - 12pm
Sun | Closed
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NMLS #472618
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Routing #211382931