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Automated Phone Banking:

Our automated phone banking is temporarily unavailable. For balance inquiries and transfers, please speak with a representative or use online/mobile banking. Thank you for your patience.

Coming Soon:

New Leominster location opening soon on Merriam Avenue. Stay tuned for more information, including opening dates and events.  

Branch Closing:

The Hudson Branch is permanently closing on December 31, 2025. Please visit our other locations for service or read our FAQs for more info. Thank you!
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Routing Number: #211382931
Routing Number: #211382931
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Checking & Savings
  • Checking
  • Savings
  • CDs
  • Money Market
  • Relationship Banking
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Advantage Checking

Free checking that earns high interest or cash back while you spend. Get the Workers Advantage today!
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Loans
  • Mortgages
  • Home Loans
  • Personal Loans
  • Vehicle Loans
  • Student Loans and Refi

Find Your Perfect Home

Your mortgage should be the easy part. We have the right products and experienced team to get you home.
Learn more about our mortgage loans
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Credit Cards

Meet your new favorite credit card for your personal or business use with rewards options to fit your budget.
Learn more about our credit card options
Investments
  • Investments & Planning Solutions
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Investments & Planning Solutions

Plan, protect, and grow your financial future with a trusted financial advisor who will work with you to develop strategies tailored to your needs.
Learn more about our Investments & Planning Solutions
Insurance
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Auto Insurance

One-on-one guidance from a local agent and the right coverage at the best price.
Learn more about our auto insurance options
Business
  • Business Lending Solutions
  • Business Accounts
  • Meet the Business Team
  • Business Credit Cards
  • Business Insurance
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Business Lending Solutions

Grow your business with a partner that has the loan options and expertise that will help get you to the next level.
Learn more about our Business lending Solutions
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Personal Loans

  1. Home
  2. Personal Loans
  3. Personal Loans

Flexible Loans To Help With Life's Other Expenses

Getting married? Buying a pet? Need a new hot water heater? A personal loan can be the answer when you need money to finance your plans. Or use it to consolidate debt into one manageable payment.

 

Apply Now

As low as 11.49% APR1,2 for 60 Months

  • Borrow $500 to $50,000
  • Flexible options up to 60 months
  • Apply online for quick approval
  • Discounted rate with autopay from a Workers checking2

Convenient Online Payments

Pay your loan anytime from your online banking account or through the mobile app.3
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Woman easily making a payment on her phone while on the go

Personal Loans 1,2

Loan Amount Term APR* Payment per $1,000 Based On
$500 to $50,000 up to 60 months as low as 11.49% $21.99 60 months
Apply Now
1Subject to credit underwriting and approval. Loan amount, payment, rate, and terms may vary based upon credit approval. Visit our rates page for all available rates and terms. Rates effective as of  and subject to change at any time. Minimum monthly payment of $150, or the payment per $1,000 borrowed, whichever is greater. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. APR=Annual Percentage Rate.

2APR includes a .500% discount for automatic payments from any Workers Checking Account. Minimum to open a Workers Checking Account is $5. If automatic payments from a Workers Checking Account  cease at any time, for any reason, the .500% discount will be forfeited, which will result in an immediate increase in rate and monthly payment. Once the .500% discount is forfeited, it is forfeited for the life of the loan. Other rates and terms are available. Visit our rates page for all available rates and terms

3Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.
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119 Russell Street, Littleton, MA 01460
Contact Us | 1-800-221-4020
Contact Center Hours
M-F | 8am - 6pm
Sat | 9am - 12pm
Sun | Closed
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Routing #211382931